[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.itech-cz.cz\/duvody-proc-se-lide-nejvice-zadluzuji\/#Article","mainEntityOfPage":"https:\/\/www.itech-cz.cz\/duvody-proc-se-lide-nejvice-zadluzuji\/","headline":"D\u016fvody, pro\u010d se lid\u00e9 nejv\u00edce zadlu\u017euj\u00ed","name":"D\u016fvody, pro\u010d se lid\u00e9 nejv\u00edce zadlu\u017euj\u00ed","description":"V\u011bt\u0161ina lid\u00ed se domn\u00edv\u00e1, \u017ee m\u00e1 sv\u00e9 pen\u00edze pod kontrolou a\u017e do doby, ne\u017e se n\u011bco nepovede. Z\u00a0jak\u00fdch d\u016fvod\u016f se lid\u00e9 dost\u00e1vaj\u00ed do dluhov\u00fdch past\u00ed? A maj\u00ed v\u016fbec mo\u017enost se z\u00a0t\u00e9to situace dostat, ani\u017e by skon\u010dili pod mostem? A\u017e 40% lid\u00ed se dost\u00e1v\u00e1 do nezvladateln\u00fdch dluh\u016f v\u00a0d\u016fsledku t\u011b\u017ek\u00e9 \u017eivotn\u00ed situace.","datePublished":"2019-03-28","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.itech-cz.cz\/author\/#Person","name":"","url":"https:\/\/www.itech-cz.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"itech-cz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.itech-cz.cz\/wp-content\/uploads\/img_a345388_w2577_t1559058474.jpg","url":"https:\/\/www.itech-cz.cz\/wp-content\/uploads\/img_a345388_w2577_t1559058474.jpg","height":0,"width":0},"url":"https:\/\/www.itech-cz.cz\/duvody-proc-se-lide-nejvice-zadluzuji\/","about":["Online"],"wordCount":469,"articleBody":"V\u011bt\u0161ina lid\u00ed se domn\u00edv\u00e1, \u017ee m\u00e1 sv\u00e9 pen\u00edze pod kontrolou a\u017e do doby, ne\u017e se n\u011bco nepovede. Z\u00a0jak\u00fdch d\u016fvod\u016f se lid\u00e9 dost\u00e1vaj\u00ed do dluhov\u00fdch past\u00ed? A maj\u00ed v\u016fbec mo\u017enost se z\u00a0t\u00e9to situace dostat, ani\u017e by skon\u010dili pod mostem?A\u017e 40% lid\u00ed se dost\u00e1v\u00e1 do nezvladateln\u00fdch dluh\u016f v\u00a0d\u016fsledku t\u011b\u017ek\u00e9 \u017eivotn\u00ed situace. Pot\u00ed\u017ee v\u011bt\u0161inou odstartuje p\u0159edev\u0161\u00edm mal\u00e1 \u010di \u017e\u00e1dn\u00e1 finan\u010dn\u00ed rezerva a p\u0159ecen\u011bn\u00ed finan\u010dn\u00edch mo\u017enost\u00ed. Prost\u011b si nespo\u010d\u00edtaj\u00ed, kolik pen\u011bz budou pot\u0159ebovat a nepo\u010d\u00edtaj\u00ed s\u00a0t\u00edm, \u017ee jim budou pen\u00edze chyb\u011bt. Mnohdy zadlu\u017een\u00ed odstartuje v\u00e1\u017en\u011b ne\u0161\u0165astn\u00e1 n\u00e1hoda, porucha v\u00a0dom\u00e1cnosti, nebo neuv\u00e1\u017een\u00e9 p\u016fj\u010dky a zadlu\u017een\u00ed kv\u016fli rodinn\u00fdm p\u0159\u00edslu\u0161n\u00edk\u016fm. Probl\u00e9m je ten, \u017ee pokud spadnete do dluh\u016f z\u00a0d\u016fvodu, \u017ee nem\u00e1te dostatek pen\u011bz a nedok\u00e1\u017eete si to spo\u010d\u00edtat, pak je dost mo\u017en\u00e9, \u017ee v\u00e1m nebudou sta\u010dit ani pen\u00edze na spl\u00e1tky a t\u00edm p\u00e1dem se bude v\u00e1\u0161 probl\u00e9m prohlubovat.Dal\u0161\u00edm \u010dast\u00fdm probl\u00e9mem jsou kr\u00e1tkodob\u00e9 p\u016fj\u010dky od nebankovn\u00edch spole\u010dnost\u00ed. Ty v\u00e1m sice zajist\u00ed pen\u011b\u017en\u00ed obnos rychle a na bez v\u011bt\u0161\u00edch probl\u00e9m\u016f ale ty probl\u00e9my v\u011bt\u0161inou nastanou p\u0159i spl\u00e1cen\u00ed. P\u016fj\u010dky p\u0159ed v\u00fdplatou jsou toti\u017e t\u00edm nejhor\u0161\u00edm, co m\u016f\u017eete ud\u011blat. \u00daroky jsou vysok\u00e9 a v\u00a0p\u0159\u00edpad\u011b nespl\u00e1cen\u00ed v\u00e1m hroz\u00ed nesmysln\u011b vysok\u00e9 sankce. Nav\u00edc, tyto p\u016fj\u010dky se \u010dasto u jednotliv\u00fdch lid\u00ed opakuj\u00ed, prost\u011b si p\u016fj\u010duj\u00ed a p\u016fj\u010duj\u00ed, dokud to jde.Nesmysln\u00e9 zadlu\u017een\u00ed, kter\u00e9 se v\u00a0sou\u010dasn\u00e9 dob\u011b pom\u011brn\u011b dost rozmohlo, je zadlu\u017een\u00ed skrz rodinnou dovolenou \u010di v\u00e1no\u010dn\u00ed d\u00e1rky pro d\u011bti. Rodi\u010de se zadlu\u017euj\u00ed, aby mohly d\u011btem ud\u011blat kr\u00e1sn\u00e9 V\u00e1noce \u010di si vyjet na dovolenou k\u00a0mo\u0159i a neuv\u011bdomuj\u00ed si, \u017ee pokud na d\u00e1rky \u010di na dovolenou neu\u0161et\u0159\u00ed p\u0159es rok, pak nemaj\u00ed ani vhodn\u00e9 podm\u00ednky pro spl\u00e1cen\u00ed p\u016fj\u010dky.Zadlu\u017een\u00ed d\u011bt\u00ed je st\u00e1le \u010dast\u011bj\u0161\u00edm probl\u00e9mem. D\u011bti se t\u0159eba nechaj\u00ed chytit revizorem bez j\u00edzdenky (\u010di s\u00a0ji\u017e neplatnou m\u011bs\u00ed\u010dn\u00ed j\u00edzdenkou) a rodi\u010d\u016fm o tomto probl\u00e9mu ne\u0159eknou. A pen\u00edze nar\u016fstaj\u00ed a nar\u016fstaj\u00ed, dokud nep\u0159ijde exeku\u010dn\u00ed p\u0159\u00edkaz. Z\u00a0pokuty 1000 K\u010d se stane r\u00e1zem t\u0159eba 10\u00a0000. Do dluhov\u00fdch past\u00ed se dost\u00e1vaj\u00ed tak\u00e9 d\u011bti, za kter\u00e9 rodi\u010de neplatili svoz odpadu.                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"D\u016fvody, pro\u010d se lid\u00e9 nejv\u00edce zadlu\u017euj\u00ed","item":"https:\/\/www.itech-cz.cz\/duvody-proc-se-lide-nejvice-zadluzuji\/#breadcrumbitem"}]}]