[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.itech-cz.cz\/jak-to-zvladnout-bez-penez\/#Article","mainEntityOfPage":"https:\/\/www.itech-cz.cz\/jak-to-zvladnout-bez-penez\/","headline":"Jak to zvl\u00e1dnout bez pen\u011bz?","name":"Jak to zvl\u00e1dnout bez pen\u011bz?","description":"\u010clov\u011bk by m\u011bl m\u00edt takov\u00e9 podm\u00ednky k \u017eivotu, jak\u00e9 odpov\u00eddaj\u00ed jeho pot\u0159eb\u00e1m. M\u011bl by m\u00edt aspo\u0148 to, co je mu nezbytn\u011b zapot\u0159eb\u00ed, nem\u011bl by v ni\u010dem z\u00e1sadn\u00edm str\u00e1dat. Ale bohu\u017eel p\u0159esto nejednou str\u00e1d\u00e1. A ne proto, \u017ee by to pot\u0159ebn\u00e9 nebylo k sehn\u00e1n\u00ed jako za \u00e9ry socialismu, ale proto, \u017ee","datePublished":"2021-10-08","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.itech-cz.cz\/author\/#Person","name":"","url":"https:\/\/www.itech-cz.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"itech-cz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.itech-cz.cz\/wp-content\/uploads\/pen%C4%9B%C5%BEenka%20JAR_4.jpg","url":"https:\/\/www.itech-cz.cz\/wp-content\/uploads\/pen%C4%9B%C5%BEenka%20JAR_4.jpg","height":0,"width":0},"url":"https:\/\/www.itech-cz.cz\/jak-to-zvladnout-bez-penez\/","about":["Finance"],"wordCount":447,"articleBody":"   \u010clov\u011bk by m\u011bl m\u00edt takov\u00e9 podm\u00ednky k \u017eivotu, jak\u00e9 odpov\u00eddaj\u00ed jeho pot\u0159eb\u00e1m. M\u011bl by m\u00edt aspo\u0148 to, co je mu nezbytn\u011b zapot\u0159eb\u00ed, nem\u011bl by v ni\u010dem z\u00e1sadn\u00edm str\u00e1dat. Ale bohu\u017eel p\u0159esto nejednou str\u00e1d\u00e1. A ne proto, \u017ee by to pot\u0159ebn\u00e9 nebylo k sehn\u00e1n\u00ed jako za \u00e9ry socialismu, ale proto, \u017ee na to nejednou nem\u00e1 pen\u00edze. A jak v\u0161ichni v\u00edme, bez pen\u011bz si dnes \u010dlov\u011bk jen tak n\u011bco nepo\u0159\u00edd\u00ed. Ba nepo\u0159\u00edd\u00ed si snad nic, co m\u00e1 v\u011bt\u0161\u00ed ne\u017e mizivou hodnotu.Co to znamen\u00e1 v praxi, to taky d\u00e1vno v\u00edme. Znamen\u00e1 to, \u017ee my lid\u00e9 mus\u00edme pracovat a t\u00edm si vyd\u011bl\u00e1vat pen\u00edze. Samoz\u0159ejm\u011b pokud pracovat m\u016f\u017eeme, ot\u00e1zku penz\u00ed nebo soci\u00e1ln\u00edch d\u00e1vek ponechejme nyn\u00ed stranou.Jen\u017ee ona n\u011bkdy ani usilovn\u00e1 pr\u00e1ce nesta\u010d\u00ed, abychom se my lid\u00e9 m\u011bli tak, jak se m\u00edt chceme. \u010casto pot\u0159ebujeme v\u011bt\u0161\u00ed obnos pen\u011bz, ne\u017e jak\u00fd je n\u00e1m d\u00e1v\u00e1n, \u010dasto bychom m\u011bli m\u00edt v\u00edc, ne\u017e kolik \u010din\u00ed na\u0161e v\u00fdplata a ne\u017e dok\u00e1\u017eeme eventu\u00e1ln\u011b zaplatit s pomoc\u00ed na\u0161ich \u00faspor. A pak to neb\u00fdv\u00e1 \u017e\u00e1dn\u00e1 radost. V\u0161ichni dob\u0159e v\u00edme, jak\u00e9 to je, kdy\u017e si mus\u00edme za\u010d\u00edt pomysln\u011b utahovat opasek. To je n\u011bco, \u010demu by se kdokoliv z n\u00e1s r\u00e1d vyhnul, kdyby to jenom bylo mo\u017en\u00e9. Jen\u017ee ono to nejednou mo\u017en\u00e9 nen\u00ed. A pak m\u016f\u017ee p\u0159ij\u00edt vhod t\u0159eba i \u0159e\u0161en\u00ed naz\u00fdvan\u00e9 p\u016fj\u010dka.Kdy\u017e \u010dlov\u011bk pot\u0159ebuje pen\u011bz v\u00edc, ne\u017e kolik jich m\u00e1, m\u016f\u017ee oslovit n\u011bjak\u00fd finan\u010dn\u00ed \u00fastav a tam si o podobnou pomoc za\u017e\u00e1dat. Jen\u017ee d\u00e1l ne\u017e k \u017e\u00e1dosti se nejednou nedostane. Tady se tak\u00e9 mus\u00ed prok\u00e1zat schopnost spl\u00e1cet, a kdo to nedok\u00e1\u017ee, m\u00e1 sm\u016flu. A proto je pro lidi ve finan\u010dn\u00ed t\u00edsni \u017e\u00e1douc\u00ed naj\u00edt si takovou p\u016fj\u010dku, u kter\u00e9 je schvalov\u00e1n\u00ed co nejjednodu\u0161\u0161\u00ed a \u00fasp\u011bch co nejjist\u011bj\u0161\u00ed. A takovou p\u016fj\u010dkou je hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu. Tu toti\u017e dostane na rozd\u00edl od jin\u00fdch p\u016fj\u010dek kdokoliv, kdo m\u00e1 na placen\u00ed spl\u00e1tek a kdo se m\u016f\u017ee zaru\u010dit z\u00e1stavou nemovitosti za to, \u017ee v\u0161echno, co dlu\u017e\u00ed, vr\u00e1t\u00ed.Takov\u00e1 nebankovn\u00ed hypot\u00e9ka tedy m\u016f\u017ee pomoci. A i vy takovou pomoc m\u016f\u017eete vyu\u017e\u00edt.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak to zvl\u00e1dnout bez pen\u011bz?","item":"https:\/\/www.itech-cz.cz\/jak-to-zvladnout-bez-penez\/#breadcrumbitem"}]}]